Up to $1,500 off for cash • or 0% APR financing into 2028 • or a full season with no payments. Limited-time offers — schedule your estimate before winter.Get my free estimate →Subject to credit approval and terms; see details below. Soft credit check, no impact to your score.
★★★★★  400+ 5-star reviews Serving the Greater Chattanooga Area  |  (423) 760-3333
GAF Master Elite & President's Club Roofer

Your roof is your armor.
We make sure it holds.

GAF Master Elite & President's Club award winners, installing shingle and metal roofs backed by industry-leading warranties. One local team, one straightforward quote.

Up to $1,500 cash discount on qualifying projects Locally owned, not franchised Lifetime warranty No high-pressure sales tactics Soft credit pull - no impact to your score
Top-rated GAF shingle roofing installed on a Chattanooga home
Home Starts Here

Get your custom quote - and your plan - in one visit.

Tell us a little about your home. A local design consultant will follow up to schedule your free, no-pressure in-home estimate.

  • ✓ No-obligation, free estimate
  • ✓ Shingle & metal options compared side-by-side
  • ✓ Every plan explained in plain numbers

Get My Free Quote

Takes about 30 seconds.

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By submitting, you agree to be contacted by phone, text, or email about your project. Financing offers subject to credit approval; terms vary by lender. Message/data rates may apply.

400+5-Star Reviews
LocallyOwned, Not Franchised
LifetimeWarranty
100,000+Shingles Installed
Two Systems, One Local Team

The right roof depends on the home - not the salesperson.

We install and stand behind both, so the recommendation you get is about your house, not our quota.

GAF Timberline shingle roof installed in Chattanooga
GAF Timberline Shingles

Shingle Roofing

Durable, versatile, and available in dozens of colors and styles - the most popular roofing choice in Chattanooga for a reason.

  • Wide range of colors & architectural styles
  • Algae-resistant StainGuard protection available
  • Rated for up to 130 mph winds
  • Best for: classic curb appeal, most home styles
Standing seam metal roof installed on a Chattanooga home
Standing Seam & Panel Systems

Metal Roofing

Built to outlast asphalt - energy-efficient, low-maintenance, and able to go up to 50 years without needing a replacement.

  • Resists hail, wind, and snow damage
  • Reflects heat, lowers energy bills
  • Won't rot, warp, or lose granules
  • Best for: long-term homeowners, energy savings

Not sure which is right for you? Your free roof inspection includes a side-by-side walkthrough - no pressure, no pushy pitch.

The GAF Advantage

Not all roof warranties are created equal.

As a GAF Master Elite contractor and President's Club award winner, we're eligible to offer warranty tiers most roofers simply can't sell you.

GAF Master Elite Certified• GAF President's Club Award• Triple Excellence Award Winner
Standard Coverage

GAF Shingle & Accessory

  • 10 years material & labor coverage
  • No workmanship coverage
  • Included with any GAF install
Recommended

System Plus

  • 50 years material coverage
  • Lifetime labor coverage
  • Requires Master Elite installer
Better

Silver Pledge

  • 10 years workmanship coverage
  • Tear-off & disposal covered
  • Transferable to new owners
GAF Master Elite Exclusive

Golden Pledge

  • 25 years workmanship coverage
  • Lifetime labor, fully transferable
  • GAF's best available protection
Your Plan, Your Pace

Pick Your Pitch.

Four ways to get a new roof this season. Choose the plan that fits how you like to pay - no guessing, no pressure.

⛽
Monthly Plan

Less Than a Tank of Gas

Spread your project into a low monthly payment - often less than what you'd spend filling up the truck. Simple approval, fast answers.

Estimated payment based on promotional APR financing through one of our lending partners. Soft credit check - no impact to your credit score. Actual payment varies by approval and project size.

❄
No-Interest Plan

0% Interest Into 2028

Every dollar goes toward your new roof, not interest. Lock in 0% APR financing that carries you all the way into 2028.

0% APR promotional financing for qualified buyers, through 2028. Soft credit check, instant decision, no impact to your credit score. Minimum purchase may apply.

🍂
Deferred Plan

A Full Season Off

Get your roof installed before the next storm season - and don't think about a payment for a full season. No payments, no interest.

No payments, no interest for a full season. Interest accrues from purchase date if not paid in full within the promotional period. Soft credit check, no impact to your score.

$
Cash Plan

Up to $1,500 Off

Paying cash or writing a check? Take up to $1,500 off your project - the bigger the roof, the bigger the discount.

Discount applies to qualifying whole-roof purchases. Cannot be combined with financing offers. Minimum square footage may apply. Ask about our $500 military, first responder, nurse & teacher discount, too.

How It Works

From worn-out to weatherproof in four steps.

01

Free In-Home Estimate

We inspect your roof and talk through shingle vs. metal for your specific home - no obligation.

02

Pick Your Pitch

Choose the payment plan that fits - monthly, 0% interest, a season off, or cash savings.

03

Materials Ordered

Your shingles or metal panels are ordered to spec - color, style, and accessories confirmed before install day.

04

Installed & Protected

Most roofs are completed in one to two days. We clean up thoroughly and back it with a GAF warranty.

From the Neighborhood

Homeowners feeling the difference.

Real, verified reviews from Armor Xteriors customers.

★★★★★

Gary came to our home and thoroughly explained every step. We had new windows, a sliding glass door, and a porch built. We're very pleased with everything and would definitely use Armor Xteriors again in the future.

- Lesley S., Verified Google Review
★★★★★

Everything from explaining the finished product to the financials was thoroughly explained. In short, they did everything they promised in the time frame designated with no hassles. I would use them a third time should the need ever arise.

- Anthony H., Verified Google Review
BBB A+ Rating
Angi Super Service Award
HomeAdvisor Elite Service
Google 400+ Reviews
Good to Know

Questions homeowners ask us most.

Can I combine the cash discount with financing?

The $1,500 cash discount and our financing plans are separate offers and can't be combined. Your consultant will help you compare the total cost of each so you can pick what actually saves you more.

How fast is installation, really?

Most homes are completed in a single day, though larger whole-home projects may take two. We'll give you a firm timeline at your in-home estimate.

Do you only install one type of roof?

No - we install both GAF shingle and standing seam metal roofing systems. We'll recommend the one that fits your home and budget, not just one we're pushing.

Is the roof inspection really free?

Yes, no cost and no obligation. We inspect your roof, walk you through shingle vs. metal options, and give you real numbers for each payment plan - no high-pressure sales tactics.

Will checking financing options hurt my credit?

No. We use a soft credit pull to show you what you qualify for, so there's no impact to your credit score just for exploring your options.

Do you offer any other discounts?

Yes - we offer $500 off to military members and veterans, first responders, nurses, and teachers, in addition to our current plans above.

How do I know if I need a new roof?

A few clear signs: the roof is over 20 years old, visible hail or wind damage, shingles that are cracking, curling, or blistering, shingles that are missing or torn, or a roof that's actively leaking. A free inspection can tell you whether it's a repair or a full replacement.

What does GAF Master Elite actually mean?

Only the top tier of roofing contractors nationwide earn GAF Master Elite certification. It's what allows us to offer warranty upgrades most roofers aren't eligible to sell, including the Golden Pledge - GAF's best available protection.

Ready for your free quote?

A local design consultant will schedule your free, no-pressure in-home estimate.

Call Now Free Quote